The Visale guarantee, the free guarantee contract provided by Action Logement, is open to tenants over 30 years old with resources of less than €1,500 net per month.
The Visale guarantee is a free guarantee system, provided by the Action Logement organisation, which covers, within certain limits, unpaid rent and charges for the tenant's main residence (empty or furnished rental). This system allows the prospective tenant to strengthen his or her file and reassures the landlord, who thus benefits from a reliable guarantee.
To be eligible for this guarantee, the tenant must be at least 18 and no more than 30 years old. If they are over 30, they must be employed in a private sector or agricultural company, with the Visale guarantee being applied for up to 6 months after taking up their post (excluding confirmed permanent contracts) or being transferred.
Given its success (nearly 380,000 households have benefited from it since its launch in 2016), the Visale guarantee will evolve. Indeed, from the end of the first half of 2021, working people over 30 years old, with resources of less than €1,500 net per month, will be able to access the Visale guarantee. Until now, for those over 30, a solvency condition must be met: the maximum rent of the accommodation must be equal to 50% of the future tenant's resources, within the limit of the exclusion ceiling defined at €1,500 in the Ile-de-France region and €1,300 for the rest of France. This decision should make it easier for people in difficulty to find housing.
Article published on 01 March 2021 - © Les Echos Publishing - 2021